- Concurrent Retirement and Disability Payments (CRDP) restores retired pay on a graduated 10-year schedule for retirees with a 50 to 90 percent VA-rated disability.
- Concurrent retirement payments increase 10% per year through 2013.
- Veterans rated 100% disabled by the VA are entitled to full CRDP without being phased in.
- Veterans receiving benefits at the 100% rate due to individual unemployability are entitled to full CRDP in 2009.
See below for further information:
Concurrent Retirement and Disabilty Pay (CRDP) Overview
- Concurrent Receipt means to receive both military retirement benefits and VA disability compensation, and up until 2004 this was forbidden by law. To receive a VA disability compensation, disabled military retirees had to waive all or part of their military pay.
As of 2004 this law changed so that qualified disabled military retirees will now get paid both their full military retirement pay and their VA disability compensation. This recently passed law phases out (over 9 years) the VA disability offset, which means that military retirees with 20 or more years of service and a 50% (or higher) VA rated disability will no longer have their military retirement pay reduced by the amount of their VA disability compensation.
Unlike the Combat Related Special Compensation (CRSC), full concurrent receipt will be phased-in over the coming years (except as noted above). This means that if you qualify you will see your retirement pay increase by approximately ten percent each year until the phase-in is complete in 2014.
According to the Defense Finance and Accounting Service (DFAS) Concurrent Receipt is now officially referred to as 'Concurrent Retirement and Disability Pay" (CRDP).
Those members who have been rated less than 100 percent, but are receiving 100 percent from the VA due to an unemployability code, will not receive their full retired pay up front. They will fall under the 10-year phase in plan, in which they will see restoration by the year 2014. The CRDP is paid on the actual VA rating not the unemployability code.
To qualify for concurrent receipt you must:
- Be a Military Retiree with 20 or more years of service, including:
- Chapter 61 Medical Retirees with 20 years or more.
- National Guard and Reserve with 20 or more good years. (Once they turn 60 and begin drawing a retirement check)
- Temporary Early Retirement Authority (TERA) Retirees may also be eligible.
- Have a Service Related VA disability rating of 50% or higher.
Your personal CRDP payment rate is determined by your current VA Disability Compensation waiver, minus the CRDP "Table Rate," then multiplied by the current CRDP "Phase Out" percentage. This makes it impossible to create a simple CRDP Payment Rate table that applies to everyone. You can use the CRDP Pay Computation to figure out your personal payment rate.
When fully phased in, CRDP will fully restore your military retirement pay and VA Disability Compensation payments. For example a single retiree with a VA Rated service-connected disability could receive their full retirement pay in addition to over $2,400 a month.
It is also important to note that the amount you receive cannot exceed the sum of your actual military retirement pay and VA Disability Compensation added together.
Fortunately Concurrent Receipt is automatic. If you qualify you will automatically see an increase in your monthly retirement check.